More Info about Bank Accounts

Non-resident account

• For people who have just arrived in Spain
• Limited but functional banking services
• Easier to open without full residency

Resident account

• For people officially registered in Spain
• Full access to banking services (loans, credit cards, etc.)

Online banks

• Fully digital setup
• Faster opening process
• Often lower fees than traditional banks

What is usually required

• Passport or national ID
• NIE number (Foreigner Identification Number)
• Proof of address in Spain
• Proof of income (sometimes required)

Things to know

• Some banks require in-person appointments
• Monthly fees may apply depending on account type
• Digital banking is very common in Spain compared to other countries