Protect your home in Valencia — rental or owned
Whether you’re renting or buying property in Valencia, having the right home insurance in place is both a practical necessity and, in many cases, a contractual obligation. It’s one of those things that’s easy to overlook in the rush of a move — and easy to regret later.
We assist you in finding and setting up reliable home insurance solutions tailored to your property and your situation — so you’re protected without overpaying or under-insuring.
1. Rental vs ownership
The insurance you need depends on whether you’re renting or buying. Tenants need contents insurance (seguro de hogar para inquilinos) covering their belongings and personal liability. Property owners need a more comprehensive policy covering the building structure, contents, and liability. Some landlords require tenants to hold a policy as a condition of the lease. We clarify what applies to your situation from the start.
2. Understanding what policies cover
Spanish home insurance policies vary in what they include — water damage, fire, theft, third-party liability, and legal assistance are common inclusions, but the scope differs between providers and price points. We help you understand what you’re actually buying rather than signing a policy in Spanish without a clear picture of the coverage.
3. Finding the right policy
We connect you with insurance brokers or providers with experience working with international clients in Valencia. Our role is to make sure you’re directed toward a reliable option that fits your property type and budget — not the first result on a comparison site.
4. Documentation and setup
Setting up a home insurance policy in Spain requires specific documents — property details, NIE, bank account for direct debit. We make sure everything is in order before you approach a provider so the process is straightforward.
Already sorted your health insurance? Make sure your home is covered too. Both can be handled together as part of our Settlement Pass.
