Bank Accounts

Opening a Bank Account in Valencia

Opening a bank account in Spain is one of the first practical steps of any move — and one that can quickly become frustrating without the right preparation. Requirements vary between banks, the process differs depending on your residency status, and arriving without the right documents means starting all over again.

We walk you through the different account options available — non-resident accounts for those who have just arrived, resident accounts for those already registered in Spain, and online banks for a faster and often cheaper alternative. We explain which one fits your situation, what documents you need to bring, and what to watch out for before you walk into a branch.

What we help you with:

• Choosing the right type of account for your situation
• Preparing your documents (passport, NIE, proof of address, proof of income)

• Understanding fees, appointment requirements, and how Spanish banking works in practice

Need your NIE before you can open an account? That’s covered in our Settlement Pass.